HomeStakes — Fractional Real Estate Investing
HomeStakes is a fractional real estate investment platform launching in mid 2026. Invest in residential properties starting at $1,000 — alongside the residents who live in them — and target an 11–15% 5-year IRR, completely passive.
For Investors
Own fractional shares of carefully selected residential properties. Target 12–20% Year 1 cash-on-cash returns from the resident's Q1 contribution boost, 7–9% stabilized cash-on-cash thereafter, and an 11–15% 5-year IRR — underwritten on a conservative 4% annual appreciation assumption. No tenants to manage, no repairs to coordinate. Quarterly distributions, full pro forma transparency on every deal.
- Minimum investment: $1,000
- Target Year 1 cash-on-cash: 12–20%
- Target stabilized cash-on-cash: 7–9%
- Target 5-year IRR: 11–15%
- 100% passive income
- Pass-through tax benefits including depreciation
For Homebuyers
Our co-ownership model lets you buy your primary residence with as little as 2–5% down — without a traditional mortgage. You hold real equity on the deed from day one. Build wealth as the property appreciates, make lower monthly payments, and buy out investors on your own timeline.
- Entry: 2–5% initial equity contribution
- Average monthly savings: $157 vs. traditional mortgage
- Major repairs covered by the program
- No 30-year mortgage lock-in
Fee Transparency
- Sourcing fee: 5% (included in purchase basis)
- Management fee: 8% of resident payments
- Transaction fee: 2% on stake sold at exit
- HomeStakes Skin in the Game: We co-invest in every deal. We win when you win — the bulk of our returns come from asset performance.
Platform launching mid 2026. Get early access at homestakes.com